Outside Living!

Screened Porch

 

 

Feeling inspired by warm weather to make the most of your outdoor space?  We’re feeling inspired too!  Here are some ideas to help you create the backyard get-away you’ve always wanted.

Screened Porch  A great space to entertain friends and family where you won’t have to battle uninvited flying guests, is a screened porch.  It’s also wonderful because you don’t need to bring the party inside if the weather gets rainy.  You can enjoy the outdoors in almost any season from the protection of your covered screened in porch!  Add a ceiling fan, lights, and furniture – you’ve got your own oasis to enjoy with other or for quiet relaxation.

Start Planting  If you have summer-blooming shrubs, trees or flowers, it’s time to grab your gardening gloves and start pruning.  Clearing away any dead areas will help prevent disease and allow new growth and blossoms.  If you want to spruce up your back yard, flowering annuals are a beautiful way to do it.  A trip to your local home improvement store or nursery will provide you with plants, soil, and everything you need to get started!

Home Garden  A home garden is beautiful and healthy.  You can grow tomatoes, and herbs in pots on your deck or patio without undertaking an entire garden plot.  Or, you can create easy raised garden beds with the help of your local home improvement store.  Take a look at this handy calendar for a list of what to plant when for a summer garden.

No matter what your vision is for your perfect backyard get-away, we can help you create it with our deck, and porch options for your new Lockridge home.

Lockridge is a group on-your-own-land new home builders in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website, Facebook Page or email us.

Tax Benefits To Building Your New Home

Tax Return

 

If you’re on the fence trying to decide whether or not to get started building your new Lockridge home, consider this amazing tax deduction article written by Ashley Steel from NewHome Source!  She is a staff writer/editor for NewHome Source, a website where you can search for and get information on new homes. You can find her on Google+

“One of the great benefits of homeownership is the tax deductions that come with it. But what, if anything, distinguishes a newly built home from a resale home when it comes time to file your taxes?

While both forms of homeownership offer great benefits, there are some additional types of tax benefits of owning a newly built home that shoppers can attain. Let’s take a closer look:

Construction Loan

Some newly built homebuyers take out what is known as a construction loan, or, a loan that originates to cover the costs associated with the construction of a home, that later converts into a buyer’s permanent home mortgage when construction is complete.

With these types of loans, “you can deduct the interest you pay during the first 24 months of the loan,” says Jayson Mullins, CEO at Top Tax Defenders, a tax resolution firm in Houston, Texas.

It’s important to note however, that this type of deduction doesn’t apply in all circumstances. For instance, the home in question must be your primary or secondary residence to qualify. “Furthermore, the deduction applies only to the first $1 million in total loan proceeds, including interest,” says Mullins. “This limit is reduced to $500,000 if you are married and filing separately.”

Mortgage Deductions

While not unique to newly built homes, mortgage deductions are a significant part of helping you get a return on your taxes. Mortgage deductions occur across the following categories:

Mortgage Interest

The IRS allows taxpayers to deduct both their mortgage interest up to $1 million ($500,000, if married and filing separately).

Mortgage Points

A mortgage point is prepaid interest equal to 1 percent of the value of a mortgage. Mortgage points can only be purchased at the time of loan origination.

These points are tax deductible in the year they are paid, but only if they meet the following home mortgage points criteria from the IRS.

Mortgage Insurance Premiums

For tax purposes, qualified mortgage insurance premiums are considered mortgage interest and, therefore, deducted within the $1 million limit.

Energy Efficiency

“An energy credit is available called the Residential Energy Efficient Property Credit,” says Mullins. Certain energy saving features — or improvements in the case of a resale home — allow homeowners to save as much as 30 percent of the cost of installation.

“Taxpayers should know that not all high-efficiency products qualify as a tax credit,” says Mullins. Products only qualify if they come with a manufacturer’s tax credit certification statement, usually found in the product packaging or on the manufacturer’s website.

The advantage when it comes to newly built homes is that they already come outfitted with the latest in green technology, which gives you a greater chance of earning the Residential Energy Efficient Property Credit without having to do much.

Property Taxes

The IRS allows taxpayer to deduct their property taxes as well. Depending on the state, resale homes typically have lower property taxes, says Mullins.

However, newly built homeowners can deduct property taxes they incur while their new home is being built. “The taxes are based on the property assessed value,” say Mullins. “In order for taxpayers to qualify for this deduction, it has to be paid within the same tax year.”

While most types of tax benefits apply to both new and resale homes, there is a higher likelihood of securing these benefits in a newly built home. Construction loans and property taxes allow homebuyers to reap the benefits of tax returns before even moving in, while the increased energy efficiency of new homes is likely to yield credit as well.”

.

 

Meet Our Charleston South Carolina Team

Tex and Nancy

 Meet the newest member of our Charleston, SC team, Nancy Curtis pictured here with another member of the team – her husband Tex!  Get to know this dynamic duo in this charming interview, and stop by the model to meet them in person! They’ve got deep roots in the Charleston area and can help your build your new Lockridge home! #Charleston

  • What’s the best part of working together?  Before coming on board with Lockridge, Tex and I have had the awesome privilege of working together for the past 30 years!   I wouldn’t trade the memories of those days for anything.  We have a wonderful working relationship at the office, and at home.  The best part of working together is knowing that we share a commitment to the same goals of success in life, our family, and business.  We love working together here at Lockridge!   I also love our drive together in the mornings sipping on a cup of coffee, driving through historical Summerville planning out our day together.
  • What’s your favorite thing about living in Charleston? Charleston, South Carolina.  Charleston, in our opinion, is one of the most beautiful, most romantic, and most charming of all historical Southern Cities.  In as little as 45 minutes from our front door we can be on the beach basking in the sun, or in an hour we can be at one of our beautiful lakes that adorn our states interiors.  Within a couple of hours we can be in the midst of some to the most beautiful mountains in the Eastern part of the United States.  If ever there was a perfect place to live, it would have to be Charleston, SC.  We are, as you may know, the number 2 wedding destination, and according to AAA the most sought after vacation destination in the Country.  We love it here!
  • What is your #1 hobby – one each please! That’s an easy answer for Nancy – she says without a second thought…….Grandbabies!!  Our youngest daughter just had a baby girl, which now brings the total grand-baby count to 5.  If you ever want to find Nancy, and she is not at the office…….you got it….she’s with the grand-babies. Tex has have been a musician since his early teen years playing the drums. Now some 50 years later, he continues to play almost every weekend around the Charleston area with his band the Strumdogs.  Musicians never grow old, they just season with age!
  • What is your favorite Lockridge floor plan?  While there are many of the Lockridge plans that we love, we both agree that certainly one of our favorites has got to be the Hatteras.  Since we make our home on the Carolina Coastline, the Hatteras fits in perfectly with its beautiful 30’ up and down porches, perfect for an afternoon cocktail as you gaze over one of our gorgeous tidal marsh views, or enjoying the serenity of ocean waves as they break on the beach.  With the extensive Lockridge portfolio of home designs, we’ll help you find a home that fits your personal needs and tastes!

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website, Facebook Page or email us. 

Build Your Dream Home This Year

welcome

Start 2015 with a different resolution, this is the year you build your dream home.  With so many new home designs to choose from, whether you’re a family of four expecting one more, or a couple who would love to downsize, you’ll find the perfect Lockridge floor plan to fit your needs and your budget.

Get started by choosing from over 40 floor plans on-line, then make the house truly yours by picking your options and upgrades right from your Lockridge Account.  Create the home you’ve always dreamed about and get your price quote immediately.   You can share your ideas and price quotes with one of our New Home Consultants when you’re ready, or Ask Helen if you need more information.

 Tips for Designing Your Lockridge Home

Choosing your options and upgrades can seem like a big task, but prioritizing your must-have list up front will definitely pay off in the long run.  Planning the things you need to create your dream home is so important, and Lockridge gives you the freedom to create and change your options until you’ve got the home you want.  That’s the beauty of having your Lockridge Account accessible to you 24 hours a day – get creative, go as big or small as you want!

  • A Grand Entry Your front door and foyer are the spaces that welcome everyone to your home.  Whether you want grand or simple, Lockridge has it.  We have 2-story grand foyers with beautiful windows that let in lots of natural light.  Why not add wood or tile flooring to the foyer for elegance and easy clean up when there’s rain, snow or just lots of traffic.  Choosing the color of your door and style is very personal and it’s one of the features that makes your dream home especially yours.  Your Lockridge New Home Consultant can show you color choices and styles.
  • Your Perfect Kitchen. From holiday preparation to family meals, so much time is spent in our kitchens. Find your ideal kitchen layout, then choose the cabinets, counter top material, sinks and more. Talk to your New Home Consultant about adding double wall ovens, a cook-top or other gourmet touches.
  • Extend Your Living Space  Include an outdoor living space or sun room in your dream home plans. A deck is great place to entertain guests and enjoy your yard. You’ll have more living space outdoors when you add lounge chairs and a dining table to enjoy the sun during the day and watch the stars at night. If you’d rather have some shade, a screened porch is great place to be without worrying about rain, extreme sun, or insects.  A sun room is another option that allows you to enjoy the sunshine no matter what the temperatures are outside.

Don’t Wait to Build Your Lockridge Home—Get Started Today 2015 is your year to build the new home you’ve always wanted. Lockridge is ready to turn your dream house into reality. Contact us or visit your local Lockridge model home to get started.

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.

Cold Temps Are Here

Polar VortexRemember the Polar Vortex that affected most of the country earlier this year?  Well cold temperatures are headed our way again, and we’ve got some tips to get your home ready for winter!

  • Gutters:  clean those gutters!  When you remove leaves and other debris you can prevent clogged downspout lines  and help stop formation of ice dams.
  • HVAC Check-Up:  a licensed heating contractor can come do a complete system check-up to make sure your heating system is working safely and efficiently.  Change the interior air filters and make sure all the vents are clean and free from blockage.
  • Drafts:  check your windows and doors for any cold drafty spaces.  If you find gaps, apply caulking to fill them in, and replace the sweep at the bottom of any exterior door if it’s worn.
  • Fireplace:  if you have a wood-burning fireplace it’s important to have the flue checked each winter by a professional.  You can remove logs and ash from the firebox, but remember to dispose of them safely to prevent a fire hazard.
  • Ceiling Fans:  reverse your ceiling fans to rotate clockwise, this will create an updraft that pushes warm air down and help make your rooms warmer.
  • Exterior Faucets:  drain and shut off any exterior faucets and disconnect your garden hoses.  You don’t want these to freeze!  If you have a sprinkler system, contact a professional to drain the lines of water.
  • Smoke & CO2 Detectors:  replace the batteries in all your smoke and CO2 detectors!  Even if your detectors are electrically hard-wired in your home, they probably have battery back-up.  Keep you and your family safe this winter!

We hope these hints help keep you a little warmer and safer this winter!

.Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.

 

Have A Safe Sparkly Halloween

Glitter Pumpkins

Get creative when you decorate your house this Halloween!  You don’t need master carving skills to create beautifully spooky (or just beautiful) pumpkins this year.  With these tips, you also won’t need to worry about lighting candles inside your decorations.

Plain school glue and some black glitter are all you need to give pumpkins a new and chic Halloween look.  Pick an easy pattern, try a monogram or create the spookiest spider web.

First clean and dry your pumpkin.  Choose a Halloween-themed design or graphic and scale it to fit on your pumpkin.  Print the design on standard printer paper.  Cut excess paper around the image to make it more manageable and tape it to your pumpkin where you want the design to go.  Gently trace the outline of the design with a sharp pencil or pen to make an outline on the skin of your pumpkin.  Check under the paper that’s taped to your pumpkin to make sure the outline tracing is successful.

Simple graphics like the silhouette of a cat, spider or monogram initial is best for this project.

Remove the paper and look at the outline – if you’re satisfied – apply glue inside the outline of your graphic.  Example  –  if you traced the outline of a spider – put glue inside the traced lines to fill in the spider.

Use a spoon to sprinkle black (or other colored) glitter over the wet glue.  Tip the pumpkin to get excess glitter off.  Reapply the glitter until the entire glued area is coated.

Wait until it’s dry – and you’ve got a sparkly and safe Halloween decoration!

.Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.

 

Your Perfect Spot

TN Fair

 

You don’t have to choose between the perfect neighborhood and your perfect home.  Lockridge Homes can help you get the perfect fit.  If you don’t already own property, it starts with finding a lot and buying land.

Looking For Land

Find properties in the area where you’re most interested in living, then get as much information on each property as possible.  That means using resources, or a Realtor, to find which properties are available and if there are zoning requirements, deed restrictions or other issues that might affect purchasing the land.

If this is your first time buying land our Representatives can help point you in the right direction.  Lockridge may also have lots available where you want to live. Other resources include:

  • Online Real Estate Sites –  www.realtor.com   www.zillow.com   let you search for land only, by price, size and location.
  • Plat Directories – Check your local Chamber of Commerce or county auditor’s website for community plat directories.
  • County Courthouse – they can answer land ownership questions, tell you who owns each parcel of land and let you know about local laws.
  • Visit the Community – if you want to live in a planned community instead of a more private property go to a community event or visit a dog park in the neighborhood you like.  The homeowners are a great resource and will tell you what they like and don’t like about living there.

Pick Your Location

Choosing your right location is a process. Maybe you already know you want conveniences close by and space for your kids to play, but there are other factors you may want to consider.

  • Prioritize – Do you dream of have a gas station, grocery store and restaurants close by? You might not get all of them within a few minutes’ drive, so look at your preferences and prioritize them. If proximity to the grocery store is your number-one priority, start your search around that. When you write down your “must haves” you can narrow your search.
  • Your Children – School districts are also a top priority when you have children. Land located in a good school district may be more expensive, but it will raise and retain the value of your new home. Visit greatschools.org to find out how local schools are rated. Their ratings are based on test scores and not the students’ experience at the school, so be sure to read the parent and student reviews on the website too.

The Nitty-Gritty

When you’ve found the property you love, here are some tips that will help you with the purchase and site work costs.

  • Property must be surveyed by a registered surveyor, and a plat on file with your County.
  • Contact your County office for septic or public utility information.
  • Make sure there aren’t any deed restrictions or liens on the property
  • Find out if the property is in a flood zone

Lockridge wants to build you the home of your dreams, in your perfect spot.  In some of our areas Lockridge can build on your land or ours.  Ask a local Lockridge Representative for more information or Ask Helen our online representative.

.Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.